Metro area in Minnesota · part of the Minneapolis-St. Paul, MN-WI combined area
St. Cloud, MN
The St. Cloud metro area authorized 787 new housing units in 2025. Buildings with five or more units accounted for 32% of the units authorized in 2021–2025, the lowest share among the 5 metro areas based in Minnesota. Permits rose 20% between 2024 and 2025, the largest increase among the 5 metro areas based in Minnesota.
Single-family2–4 units5+ units
Recent building has not returned to boom levels: the 2021–2025 yearly average was 56% below the 2004–2006 average, the weakest recovery by this measure among the 5 metro areas based in Minnesota.
Boom, bust and since
St. Cloud authorized the most units in 2005 (1,714); 2025 reached 46% of that. Its peak year is shared by 105 other metro areas, among them Springfield, IL, St. George, Dover. Annual permits fell from 1,714 during the mid-2000s boom to 314 in 2010, a drop of 82%. The nearest bust profile in the West North Central states was Kansas City's (82%).
Busiest permit offices
Across the metro area, 31 permit offices authorized new housing in 2021–2025. The busiest was St. Cloud, with 1,207 units or 35% of the total, followed by Stearns County Part (unincorporated) with 480. Among the three largest, St. Cloud put 54% of its units in five-plus buildings, Stearns County Part (unincorporated) 0%.
Share of the units authorized in the metro area, 2021–2025.
The wider Minneapolis-St. Paul region
The Census Bureau groups St. Cloud with one neighboring metro area in the Minneapolis-St. Paul, MN-WI combined area. Metro areas in it authorized 20,083 units a year in 2021–2025 (micropolitan parts not counted); St. Cloud accounted for 3.4%. The other, with its yearly average: Minneapolis (19,395).
Relative to population
With 205,854 residents in July 2025, St. Cloud authorized 3.4 units per 1,000 residents a year in 2021–2025, under the national 4.7. The metro areas with the nearest rates are Cedar Rapids (3.4) and Dothan (3.4).
Where in the metro
Stearns County accounted for 87% of the metro area's units in 2021–2025, Benton County for 13%.
Houses or apartments
The closest match in building mix among the 386 other metro areas is Crestview (32% in five-plus buildings). That share has risen sharply since 2004–2006, when it stood at 9.1%. Units in five-plus buildings peaked in 2016 (622), single-family houses in 2005 (1,541).
Similar in size
| Metro area | 2004–2025 | 2025 units | Per 1,000 a year | 5+ share |
|---|---|---|---|---|
| Elkhart-Goshen, IN | 777 | 2.3 | 29% | |
| Warner Robins, GA | 1,357 | 8.8 | 25% | |
| Auburn-Opelika, AL | 1,581 | 8.8 | 16% | |
| Springfield, IL | 235 | 1.2 | 13% | |
| St. Cloud, MN | 787 | 3.4 | 32% |
Rates and shares: 2021–2025.
Every yearly figure behind the chart, split by building size: yearly-units.csv. State view: Minnesota. Counting rules.